Virginia Commerce Bancorp (VCBI) Income Statement

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Interest and fees on loans	27.43M
Taxable	2.23M
Tax-exempt	543K
Dividend on restricted stocks	113K
Interest on federal funds sold
Total interest and dividend income	30.34M
Deposits	3.18M
Securities sold under agreement to repurchase and federal funds purchased	933K
Other borrowed funds	20K
Trust preferred capital notes	952K
Total interest expense	5.09M
Net interest income	25.25M
Provision for loan losses	1.83M
Net interest income after provision for loan losses	23.42M
Service charges and other fees	900K
Non-deposit investment services commissions	248K
Fees and net gains on loans held-for-sale	321K
Gain on sale of securities available-for-sale	0
Total other-than-temporary impairment losses
Portion of loss recognized in other comprehensive income
Net impairment losses
Other	51K
Total non-interest income	1.82M
Salaries and employee benefits	6.44M
Occupancy expense
FDIC insurance	504K
Loss on other real estate owned	-71K
Franchise tax expense	752K
Data processing	705K
Other operating expense	2.66M
Total non-interest expense	14.87M
Income before taxes	10.38M
Provision for income taxes	3.42M
Net income	6.95M
Effective dividend on preferred stock	0
Net income available to common stockholders	6.95M
Earnings per common share, basic	0.21
Earnings per common share, diluted	0.2

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