Unity Bancorp (UNTY) Income Statement

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Federal funds sold and interest-bearing deposits	50K
Federal Home Loan Bank stock	67K
Available for sale
Held to maturity
Total securities	499K
SBA loans	822K
SBA 504 loans	321K
Commercial loans	6.14M
Residential mortgage loans	3.14M
Consumer loans
Total loans	11.47M
Total interest income	12.08M
Interest-bearing demand deposits	129K
Savings deposits	458K
Time deposits	920K
Borrowed funds and subordinated debentures	701K
Total interest expense
Net interest income	9.87M
Provision for loan losses	420K
Net interest income after provision for loan losses	9.45M
Branch fee income	321K
Service and loan fee income	274K
Gain on sale of SBA loans held for sale, net	639K
Gain on sale of mortgage loans	609K
Bank owned life insurance (BOLI)	97K
Net security gains (losses)	11K
Other income	222K
Total noninterest income	2.17M
Compensation and benefits	3.87M
Occupancy	611K
Processing and communications	647K
Furniture and equipment	432K
Professional services	216K
Loan collection costs	86K
OREO expense	74K
Deposit insurance	168K
Advertising	304K
Other expenses	583K
Total noninterest expense	6.99M
Income before provision for income taxes
Provision for income taxes
Net income	3.02M
Preferred stock dividends & discount accretion
Income available to common shareholders
Basic	0.32
Diluted	0.32
Basic	9.34M
Diluted	9.5M

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