UMB Bank (UMBF) Income Statement

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Loans	98.82M
Taxable interest	17.01M
Tax-exempt interest	14.8M
Total securities income	31.81M
Federal funds and resell agreements	790K
Interest-bearing due from banks	445K
Trading securities	174K
Total interest income	132.04M
Deposits	4.63M
Federal funds and repurchase agreements	1.89M
Other
Total interest expense	7.27M
Net interest income	124.77M
Provision for loan losses	13M
Net interest income after provision for loan losses	111.77M
Trust and securities processing	60.22M
Trading and investment banking	6.11M
Service charges on deposits	21.83M
Insurance fees and commissions	698K
Brokerage fees	4.71M
Bankcard fees	17.09M
Gain on sales of securities available for sale, net	2.98M
Other	6.72M
Total noninterest income	121.95M
Salaries and employee benefits	109.37M
Occupancy, net	11.39M
Equipment	16.23M
Supplies and services	4.62M
Marketing and business development	5.33M
Processing fees	11.26M
Legal and consulting	4.45M
Bankcard	5.02M
Amortization of intangible assets	2.99M
Regulatory fees	3.37M
Class action litigation settlement
Other	5.74M
Total noninterest expense	179.78M
Income before income taxes
Income tax provision	11.98M
NET INCOME	41.95M
Net income - basic	0.86
Net income - diluted	0.85
Dividends	0.25
Weighted average shares outstanding	48.85M

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