Cullen/Frost Bankers (CFR) Income Statement

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Loans, including fees	114.37M
Taxable	25.9M
Tax-exempt	53.07M
Interest-bearing deposits	4.11M
Federal funds sold and resell agreements	48K
Total interest income	197.49M
Deposits	1.75M
Federal funds purchased and repurchase agreements	44K
Junior subordinated deferrable interest debentures	839K
Other long-term borrowings	350K
Total interest expense	2.98M
Net interest income	194.51M
Provision for loan losses	5.05M
Net interest income after provision for loan losses	189.46M
Trust fees	26.45M
Service charges on deposit accounts	20.54M
Insurance commissions and fees	11.03M
Other charges, commissions and fees	10.7M
Net gain (loss) on securities transactions	-37K
Other	7.99M
Total non-interest income	82.11M
Salaries and wages	79.41M
Employee benefits	17.84M
Net occupancy	18.2M
Furniture and equipment	17.98M
Deposit insurance	4.56M
Intangible amortization	586K
Other	41.93M
Total non-interest expense	180.51M
Income before income taxes
Income taxes	10.85M
Net income	80.22M
Basic	1.24
Diluted	1.24

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