| Net income (loss) |
1.7M |
| Depreciation and amortization |
911K |
| Provision for loan losses |
0 |
| Noncash expense related to ESOP |
29K |
| Increase (decrease) in deferred loan origination fees, net of amortization |
163K |
| Origination of loans held for sale |
-4.12M |
| Proceeds from sales of loans held for sale |
4.25M |
| Stock based compensation expense |
| Writedown of real estate owned |
0 |
| Net gain on loans held for sale, sale of real estate owned, mortgage-backed securities, investment securities and premises and equipment |
-134K |
| Bank owned life insurance income |
| Prepaid expenses and other assets |
69K |
| Accrued interest receivable |
-68K |
| Accrued expenses & other liabilities |
-119K |
| Net cash provided by operating activities |
3.3M |
| Loan repayments (originations), net |
-5.27M |
| Proceeds from call, maturity, or sale of investment securities available for sale |
2.5M |
| Principal repayments on investment securities available for sale |
6.28M |
| Principal repayments on investment securities held to maturity |
3K |
| Purchase of investment securities available for sale |
-21.46M |
| Principal repayments on mortgage-backed securities available for sale |
| Principal repayments on mortgage-backed securities held to maturity |
| Purchase of premises and equipment and capitalized software |
-96K |
| Purchase of certificates held at other banks |
498K |
| Capitalized improvements related to real estate owned |
| Proceeds from sale of real estate owned and premises and equipment |
21K |
| Net cash provided (used) by investing activities |
-17.53M |
| Net change in deposit accounts |
| Proceeds from borrowings |
| Repayment of borrowings |
| Principal payments under capital lease obligation |
-5K |
| Net increase (decrease) in advance payments by borrowers |
| Net cash provided (used) by financing activities |
9.21M |
| NET INCREASE (DECREASE) IN CASH |
-5.02M |
| CASH, BEGINNING OF PERIOD |
| CASH, END OF PERIOD |
| Interest |
395K |
| Income taxes |
20K |
| Transfer of loans to real estate owned, net |
| Fair value adjustment to securities available for sale |
| Income tax effect related to fair value adjustment |
