Prudential Bancorp (PBIP) Balance Sheet

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Cash and amounts due from depository institutions	2.45M
Interest-bearing deposits	31.17M
Total cash and cash equivalents	33.61M
Investment and mortgage-backed securities available for sale (amortized cost- June 30, 2011, $70,212; September 30, 2010, $69,891)	62.72M
Investment and mortgage-backed securities held to maturity (fair value- June 30, 2011, $125,850; September 30, 2010, $116,594)	87.98M
Loans receivable-net of allowance for loan losses (June 30, 2011, $3,155; September 30, 2010, $3,151)	278.24M
Accrued interest receivable	1.83M
Real estate owned	1.26M
Federal Home Loan Bank stock-at cost	1.66M
Office properties and equipment-net	1.57M
Bank owned life insurance	7.02M
Prepaid expenses and other assets	1.26M
Deferred tax asset-net
TOTAL ASSETS	479.1M
Noninterest-bearing	3.12M
Interest-bearing	412.98M
Total deposits	416.1M
Advances from Federal Home Loan Bank	340K
Accrued interest payable	747K
Advances from borrowers for taxes and insurance	1.27M
Accounts payable and accrued expenses	473K
Accrued dividend payable
Total liabilities	418.92M
COMMITMENTS AND CONTINGENCIES (Note 8)
Preferred stock, $.01 par value, 10,000,000 shares authorized, none issued	0
Common stock, $.01 par value, 40,000,000 shares authorized, issued 12,563,750; outstanding - 10,023,495 at June 30, 2011; 10,031,472 at September 30, 2010	126K
Additional paid-in capital	54.93M
Unearned ESOP shares	-2.68M
Treasury stock, at cost: 2,540,255 shares at June 30, 2011; 2,532,278 shares at September 30, 2010	-31.63M
Retained earnings	38.51M
Accumulated other comprehensive income	913K
Total stockholders' equity	60.18M
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	479.1M

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