| Cash and due from banks |
11.71M |
| Federal funds sold and overnight deposits |
673.91K |
| Total cash and cash equivalents |
12.38M |
| Securities held-to-maturity (fair value $22,624,000 at 06/30/11, $38,157,000 at 12/31/10 and $31,431,000 at 06/30/10) |
56.84M |
| Securities available-for-sale |
29.41M |
| Restricted equity securities, at cost |
| Loans held-for-sale |
| Loans |
| Allowance for loan losses |
-5.18M |
| Unearned net loan fees |
312.57K |
| Net loans |
465.32M |
| Bank premises and equipment, net |
10.83M |
| Accrued interest receivable |
1.65M |
| Bank owned life insurance |
4.6M |
| Core deposit intangible |
340.86K |
| Goodwill |
11.57M |
| Other real estate owned (OREO) |
409K |
| Prepaid expense Federal Deposit Insurance Corporation (FDIC) |
| Other assets |
9.87M |
| Total assets |
605.79M |
| Demand, non-interest bearing |
101.26M |
| NOW |
| Money market funds |
76.98M |
| Savings |
91.27M |
| Time deposits, $100,000 and over |
| Other time deposits |
| Total deposits |
503.81M |
| Federal funds purchased and other borrowed funds |
5.8M |
| Repurchase agreements |
25.83M |
| Capital lease obligations |
493.81K |
| Junior subordinated debentures |
12.89M |
| Accrued interest and other liabilities |
3.13M |
| Total liabilities |
551.95M |
| Preferred stock, 1,000,000 shares authorized, 25 shares issued and outstanding ($100,000 liquidation value) |
2.5M |
| Common stock - $2.50 par value; 10,000,000 shares authorized, 4,891,194 shares issued at 06/30/11, 4,834,615 shares issued at 12/31/10, and 4,796,539 shares issued at 06/30/10 |
13.13M |
| Additional paid-in capital |
30.64M |
| Retained earnings (accumulated deficit) |
9.99M |
| Accumulated other comprehensive income |
202.58K |
| Less: treasury stock, at cost; 210,101 shares at 06/30/11, 12/31/10 and 06/30/10 |
-2.62M |
| Total shareholders' equity |
53.84M |
| Total liabilities and shareholders' equity |
605.79M |
