Cullen/Frost Bankers (CFR) Balance Sheet

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Cash and due from banks
Interest-bearing deposits
Federal funds sold and resell agreements
Total cash and cash equivalents
Securities held to maturity, at amortized cost
Securities available for sale, at estimated fair value
Trading account securities
Loans, net of unearned discounts
Less: Allowance for loan losses
Net loans
Premises and equipment, net
Goodwill
Other intangible assets, net
Cash surrender value of life insurance policies
Accrued interest receivable and other assets
Total assets
Non-interest-bearing demand deposits
Interest-bearing deposits
Total deposits
Federal funds purchased and repurchase agreements
Junior subordinated deferrable interest debentures
Other long-term borrowings
Accrued interest payable and other liabilities
Total liabilities
Preferred stock, par value $0.01 per share; 10,000,000 shares authorized; none issued
Junior participating preferred stock, par value $0.01 per share; 250,000 shares authorized; none issued
Common stock, par value $0.01 per share; 210,000,000 shares authorized; 61,271,603 shares issued at June 30,2011, 61,108,184 shares issued at December 31, 2010 and 60,656,360 shares issued at June 30, 2010
Additional paid-in capital
Retained earnings
Accumulated other comprehensive income, net of tax
Treasury stock, 26,359 shares at June 30, 2011, at cost
Total shareholders' equity
Total liabilities and shareholders' equity

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